Explore Property Investment Through REITs
MomPlans connects you with an FCA-regulated investment adviser who explains Real Estate Investment Trusts in plain English, so you can make informed decisions about your portfolio.
Free investment review
Understand whether REITs are suitable for your financial situation and investment objectives at no cost to you.
FCA-regulated advisers only
Every adviser in our network is authorised by the Financial Conduct Authority and vetted by MomPlans.
Plain English explanations
Property investment can be complex. Your adviser will explain every option clearly, without the jargon.
5+ years
Recommended minimum REIT holding period
5+ years
Recommended minimum investment horizon
£0
Cost to use MomPlans
Property investment, without the complexity of direct ownership.
UK REITs give investors access to diversified property portfolios managed by professionals. Unlike buying a buy-to-let property, there are no tenants to manage, no maintenance costs and no stamp duty on individual properties.
An FCA-regulated adviser can help you understand whether REITs are suitable for your financial situation and how they might fit alongside your existing ISA, pension and savings.
Capital at risk. REITs are long-term investments (minimum 5 years recommended). Past performance is not a reliable indicator of future results.
Property exposure without the hassle
REITs allow you to gain exposure to commercial and residential property without the costs and responsibilities of direct ownership. An adviser can explain how they fit into a diversified portfolio.
Understanding the risks is essential
The value of REIT investments can go down as well as up. Capital is at risk. A qualified adviser will assess your risk tolerance and ensure any recommendation is suitable for your circumstances.
Tax treatment varies by wrapper
Holding REITs within a Stocks and Shares ISA or SIPP may offer significant tax advantages. An FCA-regulated adviser can help you understand which structure suits your goals.
A regulated network you can trust
Every adviser on the MomPlans network is authorised and regulated by the Financial Conduct Authority and holds professional indemnity insurance. MomPlans is not authorised or regulated by the FCA and does not provide financial advice.
Regulatory references
Three steps to informed property investment
Tell us about your goals
Answer a few questions about your investment experience, objectives and financial situation. It takes under 5 minutes.
We match you with an adviser
MomPlans identifies the FCA-regulated investment adviser best suited to your profile and connects you within 48 hours.
Review your personalised options
Your adviser explains REIT options relevant to your goals and risk tolerance, in plain English, with no pressure to proceed.
They chose expert guidance for their investment journey.
"I had always been curious about property investment but put off by the complexity. My adviser explained REITs so clearly. I finally feel confident making informed decisions about my portfolio."
"As a busy professional I needed someone to explain the options without overwhelming me. The adviser was brilliant at explaining the risks as well as the potential, which I really appreciated."
"I wanted to diversify beyond my pension and ISA. My adviser helped me understand how REITs could play a role in my longer-term strategy. The whole process was straightforward."
Testimonials recreated for illustration purposes.
Why families trust MomPlans
FCA-regulated advisers
Every adviser we work with is authorised and regulated by the Financial Conduct Authority. You can verify their registration on the FCA register at fca.org.uk.
Whole-of-market guidance
Your adviser reviews options from across the market, not just a limited panel. You receive guidance suited to your specific situation.
Your data is protected
MomPlans is fully compliant with UK GDPR. We never share your data without your explicit written consent.
No pressure, ever
You are never obliged to invest. Your adviser will answer all your questions and you decide freely on next steps.
Your questions answered
What is a REIT?+
A Real Estate Investment Trust (REIT) is a company that owns and typically operates income-producing real estate. UK REITs must distribute at least 90% of their property rental income to shareholders. They are listed on stock exchanges, making them more liquid than direct property ownership. REITs can invest in a wide range of property types including offices, retail, industrial, residential and healthcare.
What are the risks of investing in REITs?+
Capital is at risk. The value of REIT investments can go down as well as up and you may get back less than you invest. REITs are subject to property market risk, interest rate risk, tenant risk and liquidity risk. They are long-term investments and a minimum horizon of five years is generally recommended. Past performance is not a reliable indicator of future results. This content does not constitute financial advice.
How are REITs taxed in the UK?+
The tax treatment of REIT income and gains depends on how you hold them. Dividends from REITs held outside a tax-efficient wrapper are subject to income tax. Holding REITs within a Stocks and Shares ISA shelters income and gains from tax. Holding within a SIPP may offer tax relief on contributions. An FCA-regulated adviser can help you understand the most appropriate structure for your circumstances.
What is the minimum amount needed to invest in REITs?+
Because UK REITs are listed on the London Stock Exchange, you can invest from the cost of a single share, which can be as little as a few pounds. However, the appropriate investment level depends on your overall financial situation, existing investments and risk tolerance. An adviser will help you determine a level that is suitable for you.
Are REITs suitable for a beginner investor?+
REITs can be accessible for investors who want exposure to property without the complexities of direct ownership. However, they carry investment risk and are not suitable for everyone. Speaking to an FCA-regulated adviser is strongly recommended before investing, particularly if you are new to investing or have limited experience with equity markets.
Is MomPlans regulated?+
MomPlans is a free matching service connecting consumers with FCA-regulated financial advisers. We do not provide financial advice ourselves. MomPlans is not authorised or regulated by the Financial Conduct Authority (FCA). Every adviser we introduce you to is authorised by the Financial Conduct Authority.
Curious about property investment? Let us connect you with the right adviser.
MomPlans matches you with an FCA-regulated investment adviser who will explain REIT options clearly and help you decide whether they are right for your goals. Free, with no obligation.
- Free investment review
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- FCA-regulated advisers
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- No obligation
Capital at risk. The value of investments can go down as well as up and you may get back less than you invest. Past performance is not a reliable indicator of future results. REITs are long-term investments (minimum 5 years recommended). This content does not constitute financial advice. MomPlans is a free matching service connecting consumers with FCA-regulated financial advisers. MomPlans is not authorised or regulated by the Financial Conduct Authority (FCA). You can verify the status of any adviser on the FCA register at fca.org.uk.